Frequently Asked Questions

Your questions answered by our repossession experts

Your questions answered by our repossession experts

Negotiating with your mortgage lender and paying off your arrears can stop the repossession process but, if this fails, you can ask the court to grant a suspended repossession order. This allows you to remain in your home, providing you agree to certain conditions, such as making repayments to clear the outstanding arrears.

Alternative options, such as selling the property, can also be a viable way to avoid repossession but, if you want to keep your home, contact our team of legal experts for assistance now.

If you have a mortgage on your home, the lender retains the right to repossess the property if you fail to make repayments on time. However, a mortgage lender needs to follow certain procedures before they can evict you from your home. For example, they must contact you to discuss your repayments, provide a statement of your account and apply to the court for a Possession Order.

It is possible to stop the repossession process at any time but taking action quickly gives you the best chance of success. Contact HomeKeep Solutions now to find out how to stop your home from being repossessed.

If you fall behind with your mortgage repayments, it’s important to talk to your lender and explain your circumstances. Your lender may be willing to offer you a repayment plan to enable you to clear your arrears, or you may be eligible to switch to a different type of mortgage, which could reduce your repayments.

However, negotiating with lenders can be tricky. Our legal experts can provide detailed advice and assistance to help you liaise with your mortgage lender, avoid repossession and keep your home.

When your mortgage expires, you should theoretically have paid the debt off and own your home outright. However, the rise of interest-only mortgages means that many homeowners are coming to the end of their mortgage terms and finding that they still owe some or all of the capital to the lender.

If you’re unable to pay the outstanding amount, your lender may initiate the repossession process, which means you could lose your home. Before this happens, contact HomeKeep Solutions and find out how you can resolve the situation and remain in your home.

Technically, lenders can start the repossession process as soon as you miss any repayments, but it normally takes around three missed payments before a lender takes court action. Your lender will certainly contact you to find out what’s happening, so be ready to discuss your situation with them.

Negotiating with your lender can be the easiest and fastest way to avoid house repossession but you don’t have to do it alone. With help from HomeKeep Solutions, you can find out what your rights are and how you can keep your home.

A Suspended Possession Order allows you to continue living in your property while you pay off the outstanding arrears. The court will tell you how much you need to pay each month, in addition to your regular mortgage repayments.

To find out how to obtain a suspended possession order and stop house repossession, contact HomeKeep Solutions now.

Yes. If your home is repossessed, you will need to leave the property and can face eviction by bailiffs. To prevent this from happening, contact the HomeKeep Solutions team and find out how we can help you stay in your home.

We can help you negotiate with lenders, stop evictions and halt repossessions so that you’re able to keep your property.

An N244 form is used when you want to ask the court to suspend a judgment. Homeowners will need to submit an N244 court form if they want the court to suspend an eviction, for example.

If your N244 form is accepted, you’ll be granted an emergency hearing and the court will use the information provided on your N244 to decide whether to suspend the upcoming eviction. Due to this, it’s important that your N244 form contains detailed and accurate information. For help with N244 forms and the application process, call HomeKeep Solutions 24/7.

The cost of submitting an N244 form depends on what you’re asking the court to do. If you want the court to suspend or stop an eviction notice, the cost of submitting an N244 form is currently set at £14 and is payable to the court itself.

If you’re using an N244 application form to ask the court to set aside or vary an order that’s already in place, the current cost is £255 and is also payable to the court.

You can submit an N244 form yourself but it’s vital to make sure that you provide the court with all the relevant information. The contents of your N244 form will determine whether your eviction is suspended, so it’s important to get it right.

With help from legal experts, like the HomeKeep Solutions team, you can be confident that your N244 form will give you the best chance of securing an emergency hearing and suspending the eviction process.

At HomeKeep Solutions, we understand how stressful the repossession process can be. From complicated legal jargon to constant financial worries; dealing with mortgage arrears, repossession orders or eviction notices can be challenging and overwhelming.

With our friendly and experienced team on your side, you can find straightforward solutions to help you keep your home and get advice and assistance from legal experts. What’s more – we’re available 24/7 and you’ll pay no

Our Reviews

Google
“I’m so grateful to the HomeKeep Solutions team for helping me keep my home and supporting me when I had nowhere else to turn. I was convinced my home would be repossessed but, thanks to you, I’m back on track and secure in my own home.”
Taylor P
“I can’t thank you enough for helping me keep my home! I’d had no luck trying to reason with my mortgage lenders, but the HomeKeep Solutions team acted quickly and negotiated a long-term payment plan that’s affordable and realistic. As a result, I’m no longer facing repossession, an enormous amount of stress has been lifted and I can begin enjoying life again.”
John O
“I thought I’d exhausted all my options and was doomed to failure but HomeKeep Solutions quickly resolved the situation and negotiated with my lender. Not only can I stay in my home, but I can face the future knowing that my property is no longer under threat of being repossessed. Thank you.”
Aidan B
“I was near breaking point by the time I called HomeKeep Solutions and I’m eternally grateful for the compassionate advice they gave me. Within days, their team had stopped my eviction and given me respite in the most difficult of circumstances. Now, I can look forward to a bright future – in my own home!”
Shirley L
“I didn’t know where to turn for help when a repossession order was granted but your team was instrumental in stopping the repossession and helping me to keep my property. I don’t know where I would be without you and I’m eternally grateful for your expert advice and knowledgeable support.”
Neil S
“I was days away from eviction when I called HomeKeep Solutions and was convinced there was no hope but, to my surprise, you stopped the eviction and made sure I’d be able to stay in my home. Your friendly, professional advice made a world of difference during such a stressful period in my life, and I’ll never forget the help you provided.”
Lloyd S

Take Action Now

Enter your details below to start the process

Take Action Now

Complete your details below to start the process

  • No upfront fees

  • Legal experts
  • Available 24/7