Advice for Repossession Court Hearings

If you’ve received notice of a repossession court hearing, there’s no need to panic. HomeKeep Solutions can guide you through the process and help you achieve the best outcome. We’re experts when it comes to helping families keep their homes, so why not contact our team today?

“I was near breaking point by the time I called HomeKeep Solutions and I’m eternally grateful for the compassionate advice they gave me.” – Shirley L

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How to Deal with a Court Hearing

There are three main ways you can respond to a repossession court hearing:

How to Deal with a Court Hearing

There are three main ways you can respond to a repossession court hearing:

  • 1

    Don’t Attend: In very rare circumstances, not attending a repossession court hearing can be a viable option. It won’t stop the repossession process, but it often means the hearing is postponed. However, this is only applicable in some situations, so be sure to seek advice from the HomeKeep Solutions team before deciding not to attend an upcoming repossession court hearing.

  • 2

    Sell Your Home: This is typically a last resort for most homeowners, which is why we’ll do everything possible to help you keep your property. If you do decide that selling is the right course of action, we can help you to negotiate with your mortgage lender to ensure you can remain living in the property until it’s sold.

  • 3

    Apply for a Suspended Possession Order: If you can show the court that you can stick to a new payment plan and clear your arrears in a reasonable timeframe, a suspended possession order will prevent you from being evicted and allow you to keep your home.

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What Happens at a Repossession Court Hearing?

At a house repossession court hearing, your mortgage lender will ask the court to grant a Possession Order. If the court agrees, the lender will repossess your property and, at some point, you will be evicted from your home. However, there are many ways to prevent from this happening.

The court process can seem overwhelming, particularly as there is lots of complicated legal language to try and get to grips with. At Homekeep Solutions, we understand that dealing with a repossession court hearing can be stressful, which is why we’re on hand to provide advice and assistance 24/7.

From explaining the process in straightforward terms to devising a workable strategy to stop your home from being repossessed, our experienced team can guide you towards the best outcome for you and your family.

Suspended Possession Order

For most homeowners facing a repossession court hearing, applying for a suspended possession order is an effective way to retain ownership of their property but you will need to present a detailed and solid case.

For help preparing your application for a suspended possession order, get in touch with our team as soon as possible.

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FAQ

No. A repossession court hearing can have many outcomes but being well-prepared and understanding the process is key to success. If you can show that you’re able to clear your arrears in an appropriate timeframe, for example, you may be granted a suspended possession order, which will allow you to remain in your home.
If you fail to make the repayments in accordance with the schedule set out by the court, the lender will be entitled to apply for an eviction order straightaway, without notice. This is why it’s so important to request a realistic payment plan that you’re able to adhere to when you apply for a suspended possession order. The court will want to make sure that you’re able to stick to the proposed repayment plan, so be sure to provide evidence, such as bank statements or contracts of employment.

Although non-attendance can be a viable strategy in some, very rare, circumstances, ignoring a repossession court hearing notice is never a good idea. By taking action swiftly, seeking expert advice, and preparing your case, you can increase the likelihood of securing a good outcome and being able to keep your home. To find out more, contact HomeKeep Solutions now.

Our Reviews

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“I thought I’d exhausted all my options and was doomed to failure but HomeKeep Solutions quickly resolved the situation and negotiated with my lender. Not only can I stay in my home, but I can face the future knowing that my property is no longer under threat of being repossessed. Thank you.”
Aidan B
“I’m so grateful to the HomeKeep Solutions team for helping me keep my home and supporting me when I had nowhere else to turn. I was convinced my home would be repossessed but, thanks to you, I’m back on track and secure in my own home.”
Taylor P
“I didn’t know where to turn for help when a repossession order was granted but your team was instrumental in stopping the repossession and helping me to keep my property. I don’t know where I would be without you and I’m eternally grateful for your expert advice and knowledgeable support.”
Neil S
“I was days away from eviction when I called HomeKeep Solutions and was convinced there was no hope but, to my surprise, you stopped the eviction and made sure I’d be able to stay in my home. Your friendly, professional advice made a world of difference during such a stressful period in my life, and I’ll never forget the help you provided.”
Lloyd S
“I can’t thank you enough for helping me keep my home! I’d had no luck trying to reason with my mortgage lenders, but the HomeKeep Solutions team acted quickly and negotiated a long-term payment plan that’s affordable and realistic. As a result, I’m no longer facing repossession, an enormous amount of stress has been lifted and I can begin enjoying life again.”
John O
“I was near breaking point by the time I called HomeKeep Solutions and I’m eternally grateful for the compassionate advice they gave me. Within days, their team had stopped my eviction and given me respite in the most difficult of circumstances. Now, I can look forward to a bright future – in my own home!”
Shirley L

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Enter your details below to start the process

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